INTEREST RATE DISCLOSURE

NZLoan interest rates are subject to change without notification. Interest rates are fixed during the term of the loan agreement. Interest rates are determined by lending criteria and disclosed after your loan has been assessed and a lending decision made. We pride ourselves on offering the most competitive rates available. Loans that use caveats attract higher rates as do clients with paid or unpaid defaults. Unsecured loans and loans where the amount advanced exceeds the value of the security also attracts slightly higher interest. Rates then advertised are 'from' and represent our best rates and are available to clients who have A grade credit and are offering A grade security. Applying through NZLoan is free and you are under no obligation to uplift your loan after it has been approved. Please refer to our customer guarantee and customer quotes.